PERMOHONAN KALI KEDUA-TIDAK LAYAK ( GAGAL/BERHENTI PENGAJIAN/BAKI HUTANG/ DATA MASIH AKTIF PADA PEMBIAYAAN TERDAHULU )hahahaha...padan muka! moral of the story, to apply for the second time, make sure u settle first your first time...SILA BAYAR PINJAMAN PTPTN ANDA!
peaceeeeeee.....
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